Severe Winter Weather
In 2015, losses related to weather events represented nearly 40% of all loss costs, across all lines, for the PURE membership. This includes claims caused by cold temperatures, snowfall, hail, wind, rain, lightning and wildfire. For comparison, weather-related claims accounted for only 28% of total loss costs in 2014.
Winter weather was by far the most damaging of all perils in 2015 due to record-setting conditions. Parts of the Northeast saw snowfall totals in excess of 110 inches between the end of January and March. In addition, February marked one of the coldest months on record for much of the Northeast and Midwest. Many major cities saw stretches of more than 35 days of subfreezing temperatures with minimums of -30 degrees reported as far south as Kentucky.*